Then as soon as you start making transactions they show up on the calendar along with your current balance in a blue bar at the top of each date ( see screenshot below). The first time you log in, the software asks when you get paid so it can add those happy events to your cash-flow calendar. They are targeting younger users, who have not grown up viewing reverse-chronological transaction lists, so why not train them from the get-go in how to manage the past, present, and future on a single page. The designers took a risk here, but I think it pays off. If you are a VW user, you will be managing your finances in calendar-flow mode. Mint, Fiserv, Metavante, Intuit and others, have it.īut Virtual Wallet (VW) defaults to calendar view. Most of the OFM/PFMs and online banking platforms we’ve had on stage in Finovate during the past three years, eg. PNC did not invent the calendar approach to tracking finances. But, I’ll reveal the account’s secret now. I cover the PFM/OFM features in the most recent Online Banking Report and will publish a complete analysis in the future. And that it really makes sense for users to interact with their bank accounts this way. I think I love it, but I want to make sure it’s not just the novelty I’m attracted to. Honestly, the user experience is so different, I’m still digesting it. The account takes a novel approach to core online banking and money management. I have been using my new PNC Virtual Wallet account for a week now ( previous coverage of the application process).
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